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Faculty Profile

Highlights
10
Publications
5
H-Index (All Time)
160
Citations (All Time)
Gloria Yang Yu is an accomplished finance scholar specializing in fintech, banking, and digital disruption, with award-winning research and extensive teaching and service contributions at Singapore Management University.

Recognized for methodological rigor and practical relevance in fintech, banking, and digital finance; recipient of multiple best paper awards and teaching honors; research informs policy and industry on financial inclusion, privacy, and market efficiency; strong interdisciplinary approach bridging economics, technology, and finance.

Focused research areas include Bank CEO learning and crisis response; digital disruption in banking and its implications for financial inclusion; fintech lending and contract design; cryptocurrency and Bitcoin flight; privacy costs of digitalization; option market maker hedging; financial scams and initial coin offerings; transaction costs in option strategies; abstract reasoning in financial analysis; global market mispricing.
Financial IntermediariesFinTech
This highlights are AI-generated content using the faculty's CV.

Education

2018Ph.D., Finance, INSEAD, France and Singapore                                                                                         
2012Bachelor of Science (with distinction) in Economics, Minor in English Literature, Beijing Foreign Studies University, China

Current Position(s) Held

Jul 2018 - NowAssistant Professor of Finance
Lee Kong Chian School of Business, Singapore Management University

Awards, Recognition and Honors

  • Winner of ANU-FIRN Banking & Financial Stability Meeting best paper award, 2025
  • Winner of WRDS best conference paper award at EFMA, 2024
  • Winner of Australian Stock Exchange PrIze for the best paper on Derivatives at AFBC, 2024
  • SMU Most Promising Teacher Award Nomination, 2022
  • Dean’s Teaching Honour List, 2021
  • Runner-up in the 2019 Toronto FinTech Conference, 2019

Research Interests

  • FinTech
  • Financial Intermediaries

Selective Research

1. “Do Bank CEOs Learn From Crisis Experiences?” , Journal of Financial Economics, 166, 104009
2. "Bank Competition amid Digital Disruption: Implications for Financial Inclusion", with Erica Xuewei Jiang, Jinyuan Zhang, forthcoming at Journal of Finance
3. “Flight to Bitcoin” with Yanlin Bao, Jinyuan Zhang, accepted at Management Science
4. "One Size Does Not Fit All: Contract Design in FinTech Lending", with Jianfeng Hu, Changcheng Song 
5. "Retail Option Trading and Market Quality: Evidence from High-Frequency Data", with James O′Donovan, Jinyuan Zhang
6. "Grand Theft Identity: The Privacy Costs of Digitalization", with Kenny Phua, Chishen Wei
7. The Economics of Financial Scams: Evidence from Initial Coin Offerings, with Kenny
Phua, Bo Sang, Chishen Wei