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Faculty Profile

Highlights
These highlights are AI-generated using the faculty's CV and Google Scholar profile
Gloria Yang Yu is an accomplished finance scholar whose research on digital disruption, fintech, and financial markets has garnered international recognition and multiple awards.

Recognized for innovative research at the intersection of finance and technology, with significant contributions to understanding digital disruption, financial inclusion, and market integrity; recipient of multiple best paper awards and grants; combines rigorous empirical methods with policy-relevant insights.

Focused research areas include Bank competition and digital disruption; fintech lending and contract design; cryptocurrency and digital assets; financial market liquidity; privacy costs of digitalization; mispricing in global markets; managerial thinking and ESG activity.
Financial IntermediariesFinTech

Education

2018Ph.D., Finance, INSEAD, France and Singapore                                                                                         
2012Bachelor of Science (with distinction) in Economics, Minor in English Literature, Beijing Foreign Studies University, China

Current Position(s) Held

Jul 2018 - NowAssistant Professor of Finance
Lee Kong Chian School of Business, Singapore Management University

Awards, Recognition and Honors

  • Winner of ANU-FIRN Banking & Financial Stability Meeting best paper award, 2025
  • Winner of WRDS best conference paper award at EFMA, 2024
  • Winner of Australian Stock Exchange PrIze for the best paper on Derivatives at AFBC, 2024
  • SMU Most Promising Teacher Award Nomination, 2022
  • Dean’s Teaching Honour List, 2021
  • Runner-up in the 2019 Toronto FinTech Conference, 2019

Research Interests

  • FinTech
  • Financial Intermediaries

Selective Research

1. “Do Bank CEOs Learn From Crisis Experiences?” , Journal of Financial Economics, 166, 104009
2. "Bank Competition amid Digital Disruption: Implications for Financial Inclusion", with Erica Xuewei Jiang, Jinyuan Zhang, forthcoming at Journal of Finance
3. “Flight to Bitcoin” with Yanlin Bao, Jinyuan Zhang, accepted at Management Science
4. "One Size Does Not Fit All: Contract Design in FinTech Lending", with Jianfeng Hu, Changcheng Song 
5. "Retail Option Trading and Market Quality: Evidence from High-Frequency Data", with James O′Donovan, Jinyuan Zhang
6. "Grand Theft Identity: The Privacy Costs of Digitalization", with Kenny Phua, Chishen Wei
7. The Economics of Financial Scams: Evidence from Initial Coin Offerings, with Kenny
Phua, Bo Sang, Chishen Wei